The Merchant of Venice Act 1 Summary

'The Merchant of Venice' Act 1 Summary Shakespeares The Merchant of Venice is a fabulous play and flaunts one of Shakespeares most significant scoundrels, the Jewish moneylender, Shylock. This Merchant of Venice Act 1 rundown guides you through the plays opening scenes in present day English. Here, Shakespeare sets aside the effort to present his primary characters - most outstandingly Portia, probably the most grounded lady parts in all Shakespeares plays. Act 1 Scene 1 Antonio is addressing his companions Salerio and Solanio. He clarifies that a pity has come over him. His companions propose that his misery could be because of him agonizing over his business adventures. He has ships adrift with stock in them and they could be defenseless. Antonio says he isn't stressed over his boats since his merchandise are spread among them and in the event that one went down he would in any case have the others. His companions recommend that he should then be enamored, Antonio denies this. Bassanio, Lorenzo, and Graziano show up as Salerio and Solanio leave. Lorenzo says that now Bassanio and Antonio have been brought together they will make their leave however orchestrate to get together later for supper. Graziano attempts to brighten Antonio up however without much of any result, he discloses to Antonio that men who attempt to be despairing so as to be seen as savvy are misled. Graziano and Lorenzo leave. Bassanio whines that Graziano has nothing to state except for simply won't quit talking. â€Å"Graziano talks an unending arrangement of nothing† (Act 1 Scene 1) Antonio gets some information about the lady he has succumbed to and means to seek after. Bassanio recognizes that he has obtained a great deal of cash from Antonio throughout the years and vows to clear his obligations to him: To you Antonio, I owe the most in cash and in adoration, And from your affection I have a guarantee to unburden every one of my plots and purposes how to get away from all the obligations I owe.(Act 1 Scene 1). Bassanio clarifies that he has become hopelessly enamored with Portia the beneficiary of Belmont however that she has other more extravagant admirers, he simply needs to attempt to rival them so as to win her hand. He needs cash to arrive. Antonio reveals to him that all his cash is tied up in his business yet that he will go about as an underwriter for any advance that he can get. Act 1 Scene 2 Enter Portia with Nerissa her holding up lady. Portia whines that she is tired of the world. Her dead dad specified, in his will, that she herself can't pick a spouse. Portia’s admirers will be given a decision of three chests; one gold, one silver, and one lead. The triumphant chest contains a representation of Portia and in picking the right chest he will win her deliver marriage. He should concur that in the event that he picks an inappropriate chest he won't be allowed to wed anybody. Nerissa records admirers who have come to figure including the Neopolitan Prince, County Palatine, A French Lord and an English aristocrat. Portia taunts each of the honorable men for their weaknesses. Specifically, a German aristocrat who was a consumer, Nerissa inquires as to whether Portia recalls that him she says: Vilely toward the beginning of the day when he is calm, and most viley toward the evening when he is tanked. At the point when he is best he is minimal more terrible than a man, and when he is more terrible he is minimal superior to a brute. A the most noticeably terrible fall that at any point fell, I trust I will make move to abandon him.(Act 1 Scene 2). The men recorded all left before speculating for dread that they would miss the point and face the outcomes. Portia is resolved to follow her father’s will and be won in the manner by which he wished however she is upbeat that none of the men who have come have succeeded. Nerissa helps Portia to remember a youthful man of his word, a Venetian researcher, and trooper who visited her when her dad was alive. Portia recollects Bassanio affectionately and trusts him to be deserving of commendation. It is reported that the Prince of Morocco is coming to charm her however she isn't especially glad about it.

Chapter 15 The Quidditch Final

â€Å"He sent me this,† Hermione stated, holding out the letter. Harry took it. The material was sodden, and colossal tears had smirched the ink so gravely in places that it was extremely hard to peruse. Dear Hermione, We lost. I'm permitted to take him back to Hogwarts. Execution date to be fixed. Beaky has appreciated London. I won't overlook all the assistance you gave us. Hagrid â€Å"They can't do this,† said Harry. â€Å"They can't. Buckbeak isn't dangerous.† â€Å"Malfoy's father's alarmed the Committee into it,† said Hermione, cleaning her eyes. â€Å"You recognize what he resembles. They're a lot of doddery old simpletons, and they were terrified. There'll be an intrigue, however, there consistently is. No one but I can't perceive any hope†¦Nothing will have changed.† â€Å"Yeah, it will,† said Ron furiously. â€Å"You won't need to accomplish all the work alone this time, Hermione. I'll help.† â€Å"Oh, Ron!† Hermione flung her arms around Ron's neck and separated totally. Ron, looking very frightened, congratulated her clumsily on the highest point of the head. At last, Hermione drew away. â€Å"Ron, I'm incredibly heartbroken about Scabbers†¦Ã¢â‚¬  she wailed. â€Å"Oh †well †he was old,† said Ron, looking altogether mitigated that she had relinquished him. â€Å"And he was somewhat futile. You never know, Mum and Dad may get me an owl now.† The security estimates forced on the understudies since Black's subsequent break-in made it unimaginable for Harry, Ron, and Hermione to proceed to visit Hagrid in the nighttimes. Their solitary possibility of conversing with him was during Care of Magical Creatures exercises. He appeared to be numb with stun at the decision. â€Å"S'all my shortcoming. Got all tongue-tied. They was all sittin' there in dark robes an' I kep' droppin' me notes and forgettin' all them dates yeh turned upward fer me, Hermione. An' at that point Lucius Malfoy stood up a' said his bit, and the Committee jus' did exac'ly what he told 'em†¦Ã¢â‚¬  â€Å"There's as yet the appeal!† said Ron wildly. â€Å"Don't surrender yet, we're taking a shot at it!† They were strolling back up to the stronghold with the remainder of the class. Ahead they could see Malfoy, who was strolling with Crabbe and Goyle, and continued thinking back, snickering negatively. â€Å"S'no great, Ron,† said Hagrid unfortunately as they arrived at the palace steps. â€Å"That Committee's in Lucius Malfoy's pocket. I'm jus' going to ensure the rest o' Beaky's time is the most joyful he's at any point had. I owe him that†¦.† Hagrid turned around and rushed back toward his lodge, his face covered in his cloth. â€Å"Look at him blubber!† Malfoy, Crabbe, and Goyle had been standing simply inside the manor entryways, tuning in. â€Å"Have you at any point seen anything very as pathetic?† said Malfoy. â€Å"And he should be our teacher!† Harry and Ron both made angry advances toward Malfoy, yet Hermione arrived first †SMACK! She had smacked Malfoy over the face with all the quality she could assemble. Malfoy stunned. Harry, Ron, Crabbe, and Goyle stood confounded as Hermione lifted her hand once more. â€Å"Don't you dare call Hagrid despicable, you foul †you abhorrent â€â€Å" â€Å"Hermione!† said Ron feebly, and he attempted to snatch her hand as she swung it back. â€Å"Get off, Ron!† Hermione pulled out her wand. Malfoy ventured in reverse. Crabbe and Goyle took a gander at him for guidelines, completely dumbfounded. â€Å"C'mon.† Malfoy murmured, and in a second, every one of them three had vanished into the way to the prisons. â€Å"Hermione!† Ron said once more, sounding both paralyzed and dazzled. â€Å"Harry, you would be wise to beat him in the Quidditch final!† Hermione said sharply. â€Å"You simply better had, on the grounds that I can't stand it if Slytherin wins!† â€Å"We're expected in Charms,† said Ron, despite everything goggling at Hermione. €Å"we would do well to go.† They rushed up the marble flight of stairs toward Professor Flitwick's study hall. â€Å"You're late, boys!† said Professor Flitwick reprovingly as Harry opened the study hall entryway. â€Å"Come along, rapidly, wands out, we're exploring different avenues regarding Cheering Charms today, we've just separated into sets â€â€Å" Harry and Ron rushed to a work area at the back and opened their packs. Ron looked behind him. â€Å"Where's Hermione gone?† Harry glanced around as well. Hermione hadn't entered the homeroom, yet Harry realized she had been directly close to him when he had opened the entryway. â€Å"That's weird,† said Harry, gazing at Ron. â€Å"Maybe †possibly she went to the restroom or something?† Be that as it may, Hermione didn't turn up all exercise. â€Å"She could've finished with a Cheering Charm on her too,† said Ron as the class left for lunch, all smiling extensively †the Cheering Charms had left them with a sentiment of extraordinary happiness. Hermione wasn't at lunch either. When they had completed their crusty fruit-filled treat, the delayed consequences of the Cheering Charms were wearing off, and Harry and Ron had begun to get somewhat stressed. â€Å"You don't think Malfoy planned something for her?† Ron said tensely as they rushed upstairs toward Gryffindor Tower. They passed the security trolls, gave the Fat Lady the secret phrase (â€Å"Flibbertigibbet†), and mixed through the picture opening into the basic room. Hermione was sitting at a table, sleeping soundly, her head laying on an open Arithmancy book. They went to plunk down on either side of her. Harry goaded her wakeful. â€Å"Wh †what?† said Hermione, waking with a beginning and gazing fiercely around. â€Å"Is it an opportunity to go? W †which exercise have we got now?† â€Å"Divination, however it's not for another twenty minutes,† said Harry. â€Å"Hermione, for what reason didn't you come to Charms?† â€Å"What? Gracious no!† Hermione squeaked. â€Å"I neglected to go to Charms!† â€Å"But how would you be able to forget?† said Harry. â€Å"You were with us till we were directly outside the classroom!† â€Å"I don't accept it!† Hermione howled. â€Å"Was Professor Flitwick irate? Goodness, it was Malfoy, I was contemplating him and I forgot about things!† â€Å"You realize what, Hermione?† said Ron, looking down at the huge Arithmancy book Hermione had been utilizing as a cushion. â€Å"I figure you're laughing hysterically. You're attempting to do too much.† â€Å"No, I'm not!† said Hermione, brushing her hair out of her eyes and gazing miserably around for her pack. â€Å"I simply committed an error, that's it in a nutshell! I would do well to take a quick trip and see Professor Flitwick and state sorry †¦ I'll see you in Divination!† Hermione went along with them at the foot of the stepping stool to Professor Trelawney's study hall twenty minutes after the fact, looking incredibly badgering. â€Å"I can't trust I missed Cheering Charms! What's more, I wager they come up in our tests; Professor Flitwick indicated they might!† Together they ascended the stepping stool into the diminish, smothering pinnacle room. Sparkling on each and every table was a precious stone ball loaded with magnificent white fog. Harry, Ron, and Hermione plunked down together at the equivalent unsteady table. â€Å"I figured we weren't beginning precious stone balls until next term,† Ron murmured, throwing an attentive eye around for Professor Trelawney, on the off chance that she was hiding close by. â€Å"Don't grumble, this implies we've completed palmistry,† Harry murmured back. â€Å"I was becoming ill of her wincing each time she took a gander at my hands.† â€Å"Good day to you!† said the recognizable, foggy voice, and Professor Trelawney made her standard sensational passage out of the shadows. Parvati and Lavender trembled with energy, their faces lit by the smooth sparkle of their gem ball. â€Å"I have chosen to present the precious stone ball somewhat sooner than I had planned,† said Professor Trelawney, sitting with her back to the fire and looking around. â€Å"The destinies have educated me that your assessment in June will concern the Orb, and I am on edge to give you adequate practice.† Hermione grunted. â€Å"Well, honestly†¦'the destinies have educated her'. Who sets the test? She does! What a stunning prediction!† she stated, not disturbing to keep her voice low. Harry and Ron held back giggles. It was difficult to tell whether Professor Trelawney had heard them as her face was covered up in shadow. She proceeded, be that as it may, just as she had not. â€Å"Crystal looking is an especially refined art,† she said groggily. â€Å"I don't anticipate that any of you should See when first you peer into the Orb's interminable profundities. We will begin by working on loosening up the cognizant brain and outside eyes â€â€  Ron started to snigger wildly and needed to stuff his clench hand in his mouth to smother the clamor †â€Å"so as to clear the Inner Eye and the superconscious. Maybe, on the off chance that we are fortunate, some of you will see before the finish of the class.† Thus they started. Harry, at any rate, felt amazingly silly, gazing vacantly at the precious stone ball, attempting to keep his brain void when musings, for example, â€Å"this is stupid† continued floating across it. It didn't help that Ron continued breaking into quiet snickers and Hermione continued tutting. â€Å"Seen anything yet?† Harry solicited them following a quarter from an hour's peaceful precious stone looking. â€Å"Yeah, there's a consume on this table,† said Ron, pointing. â€Å"Someone's spilled their candle.† â€Å"This is such a misuse of time,† Hermione murmured. â€Å"I could be working on something valuable. I could be getting up to speed with Cheering Charms â€â€Å" Teacher Trelawney stirred past. â€Å"Would anybody like me to assist them with interpretting the shadowy omens inside their Orb?† she mumbled over the ringing of her bangles. â€Å"I don't require help,† Ron murmured. â€Å"It's undeniable what this implies. There will be heaps of mist tonight.† Both H

Borrowers Late on Car Payments at an All-Time High - OppLoans

Borrowers Late on Car Payments at an All-Time High - OppLoans Borrowers Late on Car Payments at an All-Time High Borrowers Late on Car Payments at an All-Time HighInside Subprime: March 19, 2019By Grace AustinThe Federal Reserve Bank of New York announced last month that the number of borrowers who were late on their car payments reached an all-time high at the end of 2018, with 70 million people 90 days behind or more. That’s 1 million more people struggling to make payments than there were during peak delinquency levels at the end of 2010. Though the U.S. unemployment rate has dropped to 3.7 percent and the job market is robust, Americans are still struggling to pay their bills. People are borrowing money to purchase vehicles at record levels, even with rising interest rates, and some say delinquency rates are a bad sign for the economy.“The substantial and growing number of distressed borrowers suggests that not all Americans have benefited from the strong labor market and warrants continued monitoring and analysis of this sector,” researchers with the Fed wrote in a blog post.The da ta might also suggest that predatory lenders are issuing loans to people with more debt than they can cope with. The Fed noted that the largest share of vehicle loans are coming from banks and credit unions, issued mostly to borrowers with high credit scores. But subprime borrowers are also taking out loans, and the majority of late car payments are on loans issued to young people with low credit scores. These borrowers are getting their loans from auto finance companies or payday lenders with high interest rates that make the loans more difficult to pay off. The data shows that half of all outstanding loans from auto finance companies were issued to consumers with credit scores under 620. Loans from these companies also carry higher rates of past-due payments when compared to loans issued by banks or credit unions, even when controlling for credit score.While most Americans struggle to keep up with their bills (78 percent of us are living paycheck to paycheck), delinquency rates ar e even higher among communities of color. The auto loan delinquency rate for people of color is 7 percent, even though these borrowers carry less debt overall than their white peers, who are only 3 percent delinquent. The data comes from an analysis released in December from the Urban Institute. People of color also have a lower average income than white borrowers, the analysis shows.Despite the apparent impact of high-interest loans on delinquency rates, the regulatory environment in Washington has strayed away from protecting consumers. In February, the Consumer Financial Protection Bureau announced that it would rescind ability-to-repay requirements that would go into effect under the agency’s rule governing payday and title loans. The bureau contended that the rule, which was introduced under the Obama administration and has yet to go into effect, would limit access to credit for consumers. But consumer advocates argue that high-interest loans trap borrowers in debt, and the a gency’s decision to side with payday lenders will inevitably cause financial harm to consumers.For more information on  payday loans, scams, and  cash advances  and  check out our  city and state financial guides  including Illinois, Florida, Texas and more.Visit  OppLoans  on  YouTube  |  Facebook  |  Twitter  |  LinkedIn

Implications Of The Involement Of Neighboring Countries

Q2. IMPLICATIONS OF THE INVOLEMENT OF NEIGHBORING COUNTRIES 1. Regional Implications The continuous conflict and seemingly unending civil war in Syria has made the refugee settlement mission a difficult task. The persistent state of fear has given rise to security controls across the border, and the incessant displacement of people from Syria has increased vulnerability amongst refugees seeking asylum. The number of refugees has grown steadily and has reached a disturbing number of 235,000 according to UNHCR. In addition, many immigrants remain unregistered and vulnerable in the neighbouring regions simply because the countries hosting them are also incapable to make available adequate resources due to economic constraints. Turkey, due to its financial status, has been able to cope positively with the 80,000 refugees in the country. Iraq is trying to cope with the incursion of immigrants into the country, fearing a reaction from al Qaeda who might use the refugee issue to settle in Iraq. Iraq has taken in only about 16,000 refugees so far, according to the United Nat ions. On the other hand, Lebanon is hosting about 100,000 refugees and in spite of the latest conflict in the country; the number of immigrants crossing over has not decreased. In fact, it has steadily increased. Jordan, Turkey, Lebanon and Iraq are struggling to hurriedly put together camps and settlements to accommodate the influx of immigrants. The immigrants are in a continuous state of tension and basic

Dover Beach Poem Analysis - 1739 Words

Upon reading Matthew Arnold’s poem, â€Å"Dover Beach†, I was greeted with a fleeting sense of tranquility and a lingering emotion of melancholy. Found in his carefully crafted words, Arnold gives an accurate representation of the beliefs held during the era of Realism by using descriptive imagery. His use of imagery is the primary aspect of the work that most interested me. For instance, in the first stanza, the narrator gives the reader the setting of â€Å"Dover Beach†. He states, â€Å"Upon the straits; on the French coast the light/ Gleams and is gone; the cliffs of England stand, / Glimmering and vast, out in the tranquil bay† (Arnold 2017). This description allows the reader to understand that the author can see the cities of France and England as†¦show more content†¦They lack joy, a source of peace, and are in a constant inner struggle of life. I feel this is a beautifully written piece that accurately evokes feeling out of its readers an d allows them to grapple with ideas that aren’t directly stated, but strongly implied. The style of this piece allowed me to analyze a work that is categorized as realist literature and compare it to what I know about such works. I thoroughly enjoyed this poem by Matthew Arnold because it allowed me to test my understanding of realism by analysis as well as the intense feeling of melancholy created by effective imagery. â€Å"Dover Beach† was written by English writer, Matthew Arnold between 1847 and 1853 and the poem was published in 1867 (Johnston, E. T. 2016). During the construction of this lyric poem, England was experiencing the Revolutions of 1848. These revolutions were composed of several upheavals that emphasized the distinct differences between social classes, specifically those between the wealthy and the working classes. This was not an event to just occur randomly, but was encouraged by specific events that led up to its outburst: liberalism, nationalism, and industrialization (Bahr-Evola, A. J. 2016). These revolutions challenged the standards and customs of Europe and sought to establish their own liberal institutions. As the revolutions continued throughout Europe, division soon occurred between those who claimed themselves to be liberal leadersShow MoreRelatedAnalysis Of The Poem Dover Beach 998 Words   |  4 PagesArnold uses a range of technical means in order to express a shift in mood and sentiment within the poem ‘Dover Beach’. Rhythm is used as a significant device, Arnold uses an irregular rhythm alongside enjambment to create a discursive style. 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The Jazz A Music Genre - 1078 Words

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Improvisation is already, at this early stage, an essential component of this music, which contrasts with the white models compossed music. The history of jazz is characterized by two main features: History of Jazz | Black History in America | Scholastic.com. History of Jazz | Black History in America | Scholastic.com. N.p., n.d. Web. 04 Dec. 2015. First, both in constant assimilation of other musical stylistic tendencies or culturally alien to h it, and it ability to mix with other genres and create new musical styles such asShow MoreRelatedSystolic Diastolic Pressure On Blood Pressure1618 Words   |  7 PagesLastly, blood pressure can be affected by many activities including music. The faster the music, the higher the blood pressure because of the tempo. The slower the music, the lower the blood pressure. Faster genres of music including rap, hip hop and pop. A medium genre includes country and a slow genre includes jazz. 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This is a result of the versatility of the instrument, as it has the ability to play accompaniment, rhythm, and solo improvisation simultaneously. Throughout the course of jazz history many musicians have utilizedRead MoreJazz And Its Influence On African American Communities1141 Words   |  5 PagesThroughout several years, numerous genres of music have been created and evolved, such as contemporary, country, pop, and more. One genre, in particular, has greatly influenced the world and still remains popular today. This renowned genre is jazz. Although jazz originated in the late 19th and early 20th century, the genre has continued to develop and influence other aspects of music. With its beginnings in African American communiti es, jazz features several distinguishing components and defining

PAYG Pension System over a Funded System-Free-Sample for Students

Questions: 1.Discuss about the Financial Probity. 2.What are accounting and Financial Information Management Systems and how do they assist Business Operations? 3.List at least 10 forms of legislation and Conventions (Australian, international and/or local) that could apply to Financial Management 4.Explain a maximum of 150 words for each answer the requirements for each of the following: Good and Services TaxCompany TaxPAYG Answers: 1.Financial Probity Probity can be referred as procedural integrity. It comprises variants such as moral excellence, integrity, uprightness, conscientiousness, honesty, and sincerity while procuring processes. In terms of finance, it can be said that it is necessary for ensuring that business activities include specification such as: Consistency and objectivity for the assessment as per published criteria To ensure confidentiality of sensitive information and assets Determination and resolution of identified conflicts of interest. It is the accountability of the business entity to ensure fairness while maintaining probity in the financial and operational activities. The same could be done through providing ethical behaviour in their business procedures (Saidin Badara, 2014). As probity offers assurance to stakeholders regarding the fact that operational activities were conducted in a reasonable manner which is equitable, fair, and defensible. Financial probity is one of the main variants which is included while developing the procedures and policies of an organization. In case of financial terms, it can be said that the funds are required to be generated and invested by implementing probity values through codes of practice and policies (Keay, 2015). It is also applied on managerial authorities to demonstrate probity values through leadership, in order to positively underline the values. 2.Accounting Financial Management Information Systems (FMIS) Accounting Information system can be specified as a structure which is applied to an organization or business to collect, store, retrieve and manage the financial and accounting information so that the same is available for accounts, tax consultants, auditors and other officials at the time of requirements (Allen, Hemming Potter, 2013). On the other hand, Financial Management Information System is referred as a system of accumulating and analysing the financial data which assist in taking financial decisions in order to run the business in an efficient way. Its main aim is to meet companys financial obligation with minimum usage of financial resources with a margin of safety. The manner in which they assist in business operations: Financial Management Information Systems is required by public financial management processes in the process of preparation and execution of budgets (such as commitment control, treasury operations cash/debt management,), accounting and reporting and the data for these procedures is procured from AIS. FMIS improves the efficiency and productivity of government operations, and offer a great potential for increasing participation through providing transparency and accountability. Various accounting reports, working capital reports, cash flow forecast, operating and capital budgets, and What-If Analysis reports are generated as outputs of the system (Smith, ). It can be facilitated when used with Decision Support System (DSS).The World Bank is a provider of financing and technical help for FMIS development. The development, implementation and maintenance of the financial information management system, comprises adequate internal controls provided for recording, storage, retrieval and de stroying financial information of the business. It should be ensured that financial information is secure by enforcing user access controls to prevent unauthorized users from accessing the system. A variety of advantages can be gained through implementing FMIS Systems like integrated information about financials; reporting is flexible, control over expenditure and minimum administration of business is required. 3.Legislation and convention applicable to financial management Financial Management Act 1996 Corporation Act 2001 Australian Securities and investment commission Financial Managementand Accountability Act 1997 Financial management Act 2006 AustralianPrudentialRegulationAuthority (APRA) Commonwealth Funds Management Limited Act 1990 Financial Framework (Supplementary Powers) Act 1997 Financial Ombudsman Service (Australia)(FOS) Australian Bankers' Association Inc. 4.Goods and service tax GST is an acronym for goods and service tax. Tax rate of 10% regarding GST is applicable on most of the products and services sold or consumed in Australia. The GST is imposed on taxable supplies. Individual carrying on an enterprise will be entitled to reimbursement for the GST paid on business inputs in the form of input tax credits. GST can be charged on the goods and services supplied to the customers and are entitled to remit this amount to ATO (Tang, 2016). Henceforth, owner of the enterprise acts as a collection agent on behalf of ATO. In the case when GST liability is comparatively higher than credit entitlements of input tax than individual need to pay the only difference amounts to the ATO. While on the other hand individual will receive a refund in case of where liability of GST is less in comparison to input tax credit entitlements. Individual must have registration if following conditions are satisfied: The individual is running an enterprise.Annual turnover is $75,000 or higher (or $150,000 if organisation is non-profit). If business turnover is lower than cited limit than registration under GST is optional. Company tax Companies which are residents of Australia are required to pay taxes on their worldwide income. However, non-resident companies are required to pay tax charges only on their Australian income. The company is a tax is applicable to corporate entities on the basis of profit generated by them. However; tax rate is not uniform for all companies as it varies on the basis of their nature of operations and financial status (Harding, 2014). For companies, the tax rate is 30% however small business entities (if their aggregated turnover is lower than $10 million) are required to pay tax at 27.5%. This also generates franking credit to prevent double taxation on dividend income. The maximum rate of franking credit is 30 cents on per dollar of the dividend. PAYG PAYG is an acronym for Pay as you go tax system. It is a system developed for constant payments towards their income tax liability on expected annual revenues. If an individual earns income through business or investment sources over certain amount than it is applicable. PAYG instalments should be paid before Annual tax return. An individual can opt for paying PAYG instalments in two ways. Instalment amount It is the amount calculated by making use of business and investment income assessed on the basis of recent income tax return (Ediev, 2014). This method helps in knowing the amount of instalment on quarterly basis, which may help in making plan and budget for the payment. Instalment rate It is an amount based on definite income which is multiplied by a concerned tax rate. This method helps in knowing the amount paid, and which reflects business and investment income for the quarter. If income fluctuates, then this method is preferred References Allen, R., Hemming, R., Potter, B. (Eds.). (2013).The international handbook of public financial management. Springer. Ediev, D. M. (2014). Why increasing longevity may favour a PAYG pension system over a funded system.Population studies,68(1), 95-110. Harding, M. (2014). Personal tax treatment of company cars and commuting expenses. Keay, A. (2015).Board accountability in corporate governance. Routledge. Saidin, S. Z., Badara, M. A. S. (2014). Assessment of the Principles of Corporate Governance Practice in the Public Sector Organizations in a Developed Domain.Assessment,1(1), 7-13. Smith, B. (2017). Determinants of sound budgeting and financial management practices at the decentralised level of public administration.OECD Journal on Budgeting,16(2), 109-128. Tang, C. (2016). Australian GST update2015.World Journal of VAT/GST Law,5(1), 32-41.

Topics for Discussion Essay Example

Topics for Discussion Essay TOPICS for DISCUSSION Society and the Media 1- Where do you get the news from? radio / newspapers / TV / Internet 2- Reality shows on TV 3- TV and children The Environment 1- Public transport: a real alternative? 2- Recycling: a good way to be green? 3- Plastic bags in shops. The World of Work 1- Teleworking (working from home): pros and cons. 2- Equal opportunities for men and women 3- Unemployment: effects on society Travelling 1- Travelling alone or travelling with friends (or family) Rural tourism 3- Exotic holidays Relationships 1- Getting married, living together or living alone 2- Families today: working parents / single parents / grandparents bringing up children Health 1- Ways to stay healthy 2- Fast food or traditional food 3- Telemedicine: online patients Language Learning 1- Bilingual education, Internet and language learning 2- Language exchanges, courses abroad Crime 1- How to avoid street robbery or burglary 2- Crime and technology: identity theft Shopping 1- Shopping centres (malls) and department stores versus small shops 2- Opening hours: on Sundays and bank holidays 3- Shopaholics Progress and Science 1- Space exploration: useless or useful 2- The best inventions in 20th century Money matters 1- Is money the most important thing when choosing a job? 2- Charities and NGO’s: for people, animals, civil rights 3- Is pocket money for children a good idea? Computers and Technology 1- Downloading films or going to the cinema Internet and books: will libraries disappear? 3- Effects of Internet on family life Education 1- Single sex education or co-educational schools 2- State schools or private schools 3- Discipline problems in the classroom Leisure and Entertainment 1- Changes in how people spend their free time: cinema music social networks theatre clubbing computer games others 2- Ways to relax: escaping from your daily routine We will write a custom essay sample on Topics for Discussion specifically for you for only $16.38 $13.9/page Order now We will write a custom essay sample on Topics for Discussion specifically for you FOR ONLY $16.38 $13.9/page Hire Writer We will write a custom essay sample on Topics for Discussion specifically for you FOR ONLY $16.38 $13.9/page Hire Writer

Los Angeles (LAs) City

Los Angeles (LAs) City Introduction Los Angeles is ranked second largest city in United States of America. It was founded by Chinese in 1781 and acquired city status in 1850. Los Angeles is home to a number of ethnicity groups; and a metropolitan city. The city covers an area of 3,041.3/km2 (The Official Web Site of The City of Los Angeles, 2010). This paper focuses on a population study of this city; it will look into birth rate, age distribution, population trends, death rates, immigration and emigration, population growth rate, and how these factors affect the society.Advertising We will write a custom research paper sample on Los Angeles (LAs) City specifically for you for only $16.05 $11/page Learn More Population California Department of Finance estimated the population of the city in January 2009 at 4, 094,047. Conversely, the census conducted in 2000 held the population at 3,694,820. The same census recorded a total of 1,275,412 households. There were 798,719 people. The p opulation density was 7,876.8 people per square mile. The population is composed of a number of tribes with white Americans being the majority with 46.9%; African American follows with 11.2%; Asians with 10.5% and other small tribes, which include Native American makes the remaining percentage. Females are the majority forming 50.2% while men form a population of 49.8%, the median age of the population standards at 31.7 %. The population from the above analysis is seen to be (mainly) young and thus there have been a decreased number of employment activities. The change in population stands at 4.6%. This is a rate that is supported by improved living conditions, medical development, and youthful population (Johnson, 2003). Migration and Emigration Migration and emigration may be both legal and illegal. Ministry of foreign affairs is the one that is responsible to administer issues affecting immigrating and emigration. Every country has a legal way that defines the process to be when a foreigner is entering or staying in the country. Illegal immigration is the violation of these procedures, rules and restrictions; it involves the movement of people across borders without legal permission of the destination country. In Los Angeles the population of work force is composed of 46% immigrants. Modern immigrants are mostly from African and Arabian countries. Illegal immigration has for a long period been a bother to both developed and developing countries. Illegal immigration is triggered by factors either in country of origin or country of destination. They have more negative effects to the country of destination than the positive contribution that they make. However, there are measures that can be put in place to reverse the trend (Anon, 2009).Advertising Looking for research paper on social sciences? Let's see if we can help you! Get your first paper with 15% OFF Learn More Death and Birth rate Birth rate is 15.1 in every 1000 people; this i s a percentage of 1.51%. Death rate stands at 6.1 in every 1000; this translates to 0.61%. The increased birthrate is mostly brought about by young population and high levels of immigrants. Health facilities are highly improved and available and thus they have encouraged a better life improvement. The increased population of the city has resulted in various positive and negative effects. Positive Effects of Increased Population With the increased population there is a higher demand for goods and services that make locally brand internationally recognized. This has facilitated trade in the city. Tourism is a major source of revenue in the city and with increased influx of temporary immigrants as tourism; the country has experienced an increase in foreign revenue. High population is a local market that leads to development in the city. High population is a source of labor; high population leads to high supply of cheap labor. Cheap labor makes the production of goods and services to be low. This assists in manufacturing of low cost goods. Innovation is facilitated by an increased population. This is due to different interactions which might lead to a breakthrough in a certain issue. Negative Effects High population offers a strain in social services. The provision of social services is affected if a country is highly populated. There are some scarce resources and an increase in population only offers a strain to the existing amenities. These are in road and transport services provision, health factors, education, and recreational facilities. With an increased population there is an increased pollution. Pollution is when the economy is making efforts to feed the population. Social crime is on the rise in the city; this has been facilitated by the increased population. Crime calls for more social security which strains the government provision. Unemployment especially in today’s economic crisis that started in 2007 has increased. With high unemployment rate the city’s amenities are strained. Unemployment in 2007 stood at 5.2% (Bachman, 2008). Conclusion Los Angeles is the second largest city in United States. The city is metropolitan where trade is facilitated through international participation and domestic trade. It gained city status in 1850. It is home to a number of ethnic communities. The city covers an area 3,041.3/km2. Unemployment stood at 5.2 in 2007. It has a well developed infrastructures and social amenities, which have resulted in increased population.Advertising We will write a custom research paper sample on Los Angeles (LAs) City specifically for you for only $16.05 $11/page Learn More Reference List Anon. (2009). Los Angeles, California, 2007. World Almanac Book of Facts, 332. Retrieved from Master FILE Premier database. Bachman, K. (2008). Los Angeles. Media Week, 18(9), 32. Retrieved from Master FILE Premier database. Johnson, J. (2003). Los Angeles. Dictionary of American History. Ed. Stanley I. Kutler. 3rd ed. Vol. 5. New York: Charles Scribners Sons. 151-155. Gale Virtual Reference Library. Web. The Official Web Site of the City of Los Angeles. (2010). Los Angeles Highlights. Retrieved from https://www.lacity.org/

Questionnaire-Based surveys Research Paper Example | Topics and Well Written Essays - 1500 words

Questionnaire-Based surveys - Research Paper Example One of the most effective and popular ways of collecting any important data are the surveys; the primary objective of a survey is to gather data about various aspects of the individuals such as their beliefs, ideas, attitudes and perceptions. The survey is mainly used in the fields of psychology, marketing research, public administration, public health and communication studiesto study the participants involved in the data collection process (Yaoxiang, &Lihai, 2008). The survey can either focus on some factual information about the individuals or might collect opinion of the respondents. The questionnaire-based surveys are used especially by Marketing and Human Resource Departments as they comprise of the experts who want to gather detailed information about the perceptions of their stakeholders so that they can meet their requirements (DeMooji & Hoftsedd, 2010; Ferguson & Rio, 2010). These surveys are frequently used by them to provide in-depth information about the areas that shoul d be focused on by a corporation so that it can implement appropriate procedures within the business operations for enhancing its productivity and performance. In questionnaire-based surveys, the candidates have to fill the questionnaire by themselves and have to interpret the questions’ meanings on their own. While, in interview based surveys, the researcher asks the questions to respondents so that more in-depth data can be collected. The data collected from the questionnaire-based surveys is quantitative that allows easy interpretation of information that is gathered. On the other hand, interview sessions are time-consuming and data collected will need more time for analysis; however, the information in interview surveys is of a higher quality (Brugger, 2010). Questionnaire-based surveys The questionnaire-based surveys involve the designing and development of a questionnaire that will ensure that assessment about the attitudes, opinions and perceptions of the respondents i s done in an effective manner. The main element in this research method is the questionnaire as it is the key instrument for gathering information about any particular issue or factual knowledge of the participants (Kalpana&Jeyakumar, 2011). According to Fanning (2005), the questionnaire development is a critical aspect in questionnaire-based survey as the researchers have to ensure that it has all those questions stated that will help them in retrieving the required information effectively. Since questionnaires are self-administered, the sequencing of questions along with their wordings is important determinants of the data quality; therefore, an adequate amount of time should be spent on developing the questionnaire so that real and factual results can be drawn from the research (Lee, Benoit-Bryan & Johnson, 2010). The questionnaire-based surveys can take place in three ways i.e. online surveys, direct mail surveys and face-to-face surveys. The latest trend is of online surveys as it allows data to be collected quickly and analysis of the data can be done with the

Dental education in United States especially University of minnesota Research Paper

Dental education in United States especially University of minnesota - Research Paper Example According to this work, Hayden was born in a military family with most of the members of his family serving as honorable military personnel. In fact, it is documented that one of his ancestors served as a captain in the Pequot war for a whole lifetime. Haydens first career was architecture but after taking a vacation in New York and visiting Dr. Greenwood, he changed his vocation to dentistry. He then moved back to Baltimore and established a dental office or clinic treating patients with dental problems within his reach. At the start, dentistry was majorly learnt through the mediocre preceptorial system that made it look like a mechanical process instead of the science that it was. Despite the existence of a national dentistry union in the United States, many of the practitioners were not treated as members of an organized profession. In fact from the start, the members of the profession were subjected to a treatment that focused on the viability of the profession. As a result, the training on the profession experienced a number of challenges that were based on the admission of the profession to the field of medicine. In this paper, while examining the history of dentistry education in the United States, also explores the fact that the establishment of dental education was marred with an infinitive link between the subject and medical education. As such the difference caused a rift that would shape the acceptance of the practice and education of the same. Thesis: the establishment of various state legislations and provisions within law led to the recognition of dentistry in the education system and medical fraternity. The introduction of dental studies and its origins in Maryland and the influence of the British nationals, therefore, has a special relation. The British threat of Baltimore in 1813 made Hayden enlist as a private in the army commanded by Captain Christian Anderson within the Maryland

Mapping an Argument Essay Example for Free

Mapping an Argument Essay The first article talks about the lack of regulation on the quality and safety of our food supply even though there are health food options, such as fruits and vegetables. Especially, in the federal school lunch programs that have contributed to poor health of our younger citizens. The United States has had one of the safest food systems in the world, but within the last few years 70 million Americans have gotten sick, 300,000 have been hospitalized, and 5,000 die from food-borne illnesses each year. Consumers always identify with wholesome – not harmful foods. Our children today are most at risk from these food threats, with about half of all food-borne illnesses hitting children under 15. The tens of millions of victims of food-borne illnesses represent only a small segment of the causalities from our failure as Americans to require safe and nutritious foods. A regulation of chemicals, many of the fruits and vegetables that should be healthy and nutritious are being laced with dangerous pesticides. Many foods that are being marketed to our children have trans-fats and high fructose corn syrup, that have contributed to the epidemic of obesity in young children, heart disease and diabetes in older populations. It is far from perfect, but the Food Safety Enhancement Act (HR2749) was passed by the House of Representatives in 2008 and has taken steps in the right direction. The Act has given more authority to the FDA, which had restored some of the power to conduct food inspections and strengthen oversight. Yes, many regulations have been in place but since January 2010, over 850,000 pounds of beef have been recalled due to E. oli. Like I said it is far from over, but many more safety legislation should be able to target the largest causes of these food-borne illnesses. I believe that all of this would not happen if the growth of small farms. The less risk of contamination and not as many people would be put into the hospital or even die because the animals, fruits and vegetables would be processed and cleaned correctly. They would be handled with no pesticides and would actually be more healthy then what is grown today. The second article talks about online poker. Many states are trying to outlaw online gambling, for example Minnesota, their arguments are trying to save citizens from ruin, but many states are running their own casino and betting operations. A ban on poker, a game the requires skill, is against American and capitalist principles and would restrict peoples freedom. Monday April 29, 2009, The Minnesota Department of Public Safety gave notice to all major internet service providers that they will be ordered to block service to a list of 200 internet gambling related sites. It may expand to â€Å"thousands† of sites, depending on compliance. Chris Fox, who plays poker for a living, is very biased about the issue since he plays poker for a living and if the ban is upheld, then he would have to move states. Canada on the other hand has not made online poker illegal and are much more friendly toward online poker players. Online poker is all about skill and defined on the Department of Public Safetys own website, games of skills are not illegal. When the government all of a suddenly tries to attempt something like enforcing a law that does not even really exist and try to prevent players from doing something that is actually legal, it is always about money or politics. In conclusion, there is really no conclusion since there are many ways around this prohibition and that it will not prevent anyone who really wants to play from getting online and playing poker where ever they choose to. The Wire Act of 1961, which was meant for preventing the transmission of sports bets over phone lines and the internet did not exist. Many people have emailed the Department of Justice to let them know that people play online poker every day and that they should come arrest these people, but never heard anything back. The threats that are used now are very minimal and will find other Americans to hassle.

Love in The Yellow Wallpaper, Hlls Like White Elephants, and A Dolls H

Love in The Yellow Wallpaper, Hlls Like White Elephants, and A Doll's House True love is the love that everyone fantasizes about. It is the love that is unconditional and everlasting. Love is very hard to define since everybody's concept of love is different. However, in order to achieve a good relationship, people must have a well balanced power structure in their relationship, and good understanding and communication between them. In the stories, "The Yellow Wallpaper,'; "Hills Like White Elephants,'; and "A Doll's House,'; one could see the lopsided relationship between the males and females. In these stories the males predominates the females, and the characters seem to lack understanding, and communication toward another, which causes problems in their relationships.   Ã‚  Ã‚  Ã‚  Ã‚  The communication going on between the man and girl in the story, "Hills Like White Elephants,'; are not an honest one. The man seems to lead the conversation where as the girl is quiet. He brings up the subject of 'operation' which suggested abortion, but never mentions the word 'abortion' in the story to understate it. He tries to convince the girl to get the operation, but the girl seems bothered by this subject. However, he does not stop. Their relationship seems to be fine when the baby has not came in between them. We could see this where the guy says, "We'll be fine afterward. Just like we were before.'; The girl wants the relationship to become as before, but is in a huge dilemma whether to give birth to the baby or not. The man does not want the baby and has the choice of abortion in mind, not thinking of the other problems that would occur through operation such as the girl's health. Later on, the girl makes a melancholy remark that the hills look like w hite elephants. Probably the hills being a round shape reminded her of the baby. She walks toward the end of the station, and sees the beautiful nature. When she looks more toward the nature, one could see her small desire wanting the baby and thinks what may have been happened if she had the baby. The guy does not pay attention to that remark, because he is just concerned about making his point that he wants the operation done, not considering her side. The American guy does not come straight forward and does not mention the word abortion trying to manipulate her. We could see the man having the power over the ... ...hat she was nothing more than a doll for Torvald, she decides to leave the house. She sees no hope in Torvald, who until the end was concerned about his reputation and could not understand his wife. This could have been prevented if they ever had serious talks and understood each other. They needed to get into a relationship where nothing was covered up, and deal with the ugly unwanted sides of another by communication.   Ã‚  Ã‚  Ã‚  Ã‚  In all of these stories one could see the relationships where men were in control, and women were the followers. All of the relationships had problems and the cause was the lack of love, and communication. They could have had better relationships if they solved problems by having true and honest conversations, and try to know and understand the other person's thoughts. Those were stories of the 19th century, but there are still problems between males and females dealing with unbalanced relationships, and miscommunications or no communications. Love is a hard subject, and there would always be problems in relationships dealing with it, but if one is willing to listen to another and puts effort into reaching true love, the relationship could be a happy one.

Philosophy of Raja Yoga Essay

For many in the West, yoga is simply just a part of your workout plan, a means of strengthening the body, curing body ailments, and improving flexibility. As we review the philosophy of yoga we’ll find that it is â€Å"much more than a system of physical exercise for health, Yoga is . . . an ancient path to spiritual growth. † (Raphael) The word yoga is related to the English word yoke. A yoke is a wooden plank custom fitted on cattle to help them pull the load. The same way the yoke is unifying the cattle to the beam, yoga is the union of body, mind and spirit. (Chopra ix) We first find traces of yoga in ancient texts dating back to 500 B.  C where they speak of uniting â€Å"the light within you with the light of Brahman†. There are four main forms of yoga Gyan, Bhakti, Karma, and Raja, all which we have covered in class, but I will only go into detail about Raja yoga. It wasn’t until the work of Maharishi Patanjali in his Yoga Sutras that we come to see the main philosophy of Raja yoga as it stands now. (Chopra 23) Legend has it that Patanjali’s mother, Gonnika, was praying to Lord Vishnu and that he was so moved by her devotion that Vishnu asked the cosmic serpent, Ananta, to prepare for human incarnation. A speck of Ananta’s cosmic seed fell into Gonnika’s hand, she nurtured this cosmic seed, which then soon developed into a baby boy. Quite similar to the Christian story of the Virgin Mary and the birth of Jesus, Gonnika named her child Patanjali from the root word pat meaning â€Å"descended from heaven† and Anjali the word for praying posture. Patanjali set up a system of eight branches of Raja each meant to get you closer to unification with Brahman, they are: Yama, Niyama, Asana, Pranayama, Pratyahara, Dharana, Dhyana and Samadhi. (Chapra 47) I will briefly discuss all eight branches and how it compares to some catholic beliefs. The first branch of yoga, Yama, deals with how you interact with others. These social rules include practicing nonviolence, speaking truthfully, exercising proper sexual control, and being generous. Like Christianity and all other religious traditions they encourage people to live ethical lives. The essence of Yama is to achieve, in Sanskrit, ahimsa. Mahatma Ghandi advocated this principle during the independence movement in India. Ahimsa means your whole body is in peace, your thoughts are nonviolent, and your actions are nonviolent. Ghandi was quoted on saying, â€Å" If you express your love in such a manner that impresses itself indelibly pon your so called enemy, he must return that love†¦and that requires far greater courage than delivering of blows. † (Chapra 33) The second branch, Niyama, are the rules of personal behavior. How does one live when no one is watching? What choices do you make when you’re the only witness? Niyama yoga encourages a surrender to the divine, discipline, purity and contentment. Asana is the main branch of yoga that has grown in popularity in the western world. It is the third branch of yoga and it deals with physical flexibility and tone. At the deepest level of asana you will achieve full mind-body integration. The different postures offer great benefits in balance, and strength, and when preformed continuously it can also be a great aerobic exercise, but if not done properly it may cause serious damage. Pranyama is the fourth branch of yoga, which is similar to the Christian belief of the Holy Spirit. Prana means life force. Like the Holy Spirit, prana is the deciding factor between a living being and a cadaver. It is your soul. Modern day meditation derives from the fifth branch of yoga, Pratyahara. This is the process of ignoring the senses from the outer world and recognizing those in your inner world. The concept is similar to when you stay away from food for a while; usually your next meal is going to taste better than normal. When you withdraw from your senses you are able to experience them again with more vibrancy. Monks walking on hot coals seeming to feel nothing are practicing pratyahara. Dharana, the sixth branch, is the mastery of attention. This has grown in popularity by modern day quantum physics and in the book â€Å"The Secret† which tries to prove the law of attraction. Once you activate your attention on something, your intentions have a powerful magnetic influence to attract those same thoughts. Basically, if you set your mind to it you can achieve it. Very similar to Dharana, Dhyana, the seventh branch of yoga, is achieving complete awareness. You develop this skill in meditation, something I believe everyone should practice no matter your religious affiliation. Meditation teaches you to stay centered and awake to all possibilities, in order to be able to choose the best course of action for any obstacle. (Chapra 47) The eighth and final branch of yoga is called Samadhi. This is the belief that we are forever infinite, that although our bodies are temporarily on this planet our spirit is forever flowing in the cosmic world. Samadhi’s main goal is to know yourself as a spiritual being disguised as a human being. These teachings clash heavily with western philosophy of the afterlife. Christians believe that if we live good moral, ethical lives then we will be granted permission into the gates of heaven and therefore be in eternal peace. This belief, in my opinion, has been misinterpreted causing a materialistic movement. We tend to believe that since we are only here on this earth once, that we are forced to make as much money as possible and to have as many things as we can while it lasts. It has also led to carelessness in our environment. When western civilization begins to realize that the earth is in fact a living organism and we share the same breath of air with everyone, then we can begin to treat the Earth as our Mother Nature not just a temporary medium to the afterlife. Raised into a Roman Catholic family I still hold all the same values and beliefs I grew up with. But I believe no one religion is right, and it is naive to think that Christianity is the only way of life. Christianity, being one of the youngest religions, was derived from many beliefs of many different religions. Similarities are everywhere, but over time, power, greed and many other factors have changed the customs and traditions to their favor. I no longer see myself as Catholic, but I am still highly spiritual. I took this course hoping to find some answers and I’ve come to the realization that I don’t have to be a devout follower of any particular religion. I can take bits and pieces from various teachings to establish my own beliefs in a way that’s going to help me live a morally righteous life. Namaste.

Essay about Improving Israel-Palestinian Communication

The Israel-Palestinian conflict is a part of the greater Arab-Israeli long-running conflict in the Middle East. The main point of this conflict is the existence of the state of Israel and its relations with Arab states and with the Palestinian population in the area. Since the establishment of Israel, the Palestinians and the Jews have been fighting over the land for several years. Both believe that they have greater claim than the other. Even though, these two races share a variety of customs, beliefs and practices, there are enough differences that make these two clash. Even the similarities between these two have been the source of conflict for thousands of years. Despite the several attempts and peace agreements to†¦show more content†¦Unfortunately, this peace agreement was not fully implemented because of the hatred and mistrust between these two sides. There was also numerous Israeli-Palestinian dialogue events conducted each year targeting at grassroots population from both sides. These transformative dialogues was aimed at creating cultural harmony and mutual understanding between these two reducing prejudice and hostility. According to Ellias, the reason behind continuous failure of the dialogues between Israeli-Jewish and Palestinian could be the differences in their cultural norms and values and their speech codes emerged from their history. An Arab speaker who is engaging in his speech code called â€Å"musayara† is polite, indirect, courteous, and nonconfrontive to the other member of a conversation, whereas the speech code of Jewish is found sharp contrasting to that of Arabs. The communication code of Jewish is ter med as â€Å"dugri† which means straight talk. Jews who is engaging in his speech code â€Å"dugri† employ a direct, pragmatic and assertive style. Since, speech codes are culturally distinctive and the meaning and significance of messages lies on codes, it is very important for those who engaged in the dialogues to understand and predict each other during any intercultural communication or dialogue. Otherwise, it may lead to misunderstanding and problems, that frequently happens inShow MoreRelated Major Events that Effected the Growth of the Economy Essay3449 Words   |  14 Pagesin spite of the economic and cultural obstacles in the way of collaboration, contacts at the political level are multiplying steadily as it is recognized that the two regions have many common values and problems. The general trend is towards an improving relationship in the future, but on a different level to that established previously. 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